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Ruchi Rathor

FOUNDER AND INVESTOR 😇 | 🏦 PAYMENTS PROCESSING EXPERT | MERCHANT ACCOUNT SOLUTIONS🚀 | WHITE LABELLED PAYMENT GATEWAY | Dreamer , Creator , Achiever🔥🌟 Constantly Evolving

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Ruchi Rathor

FOUNDER AND INVESTOR 😇 | 🏦 PAYMENTS PROCESSING EXPERT | MERCHANT ACCOUNT SOLUTIONS🚀 | WHITE LABELLED PAYMENT GATEWAY | Dreamer , Creator , Achiever🔥🌟 Constantly Evolving...🌺

𝗜 𝘀𝘁𝗮𝗿𝘁𝗲𝗱 𝗮𝘀 𝗮 𝗧𝗲𝗰𝗵𝗻𝗶𝗰𝗮𝗹 𝗛𝗲𝗮𝗱 𝗶𝗻 𝘀𝗼𝗳𝘁𝘄𝗮𝗿𝗲 𝗱𝗲𝘃𝗲𝗹𝗼𝗽𝗺𝗲𝗻𝘁 , 𝗰𝗵𝗼𝘀𝗲 𝘁𝗼 𝗲𝗻𝘁𝗲𝗿 𝗕𝗣𝗢 𝗮𝗻𝗱 𝗳𝗶𝗻𝗮𝗹𝗹𝘆 𝗹𝗮𝗻𝗱𝗲𝗱 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗽𝗿𝗼𝗰𝗲𝘀𝘀𝗶𝗻𝗴. 𝗔 𝗯𝗲𝗮𝘂𝘁𝗶𝗳𝘂𝗹 𝗷𝗼𝘂𝗿𝗻𝗲𝘆 , 𝗼𝗳 𝗸𝗻𝗼𝘄𝗹𝗲𝗱𝗴𝗲 𝗮𝗻𝗱 𝗴𝗿𝗼𝘄𝘁𝗵 𝘄𝗵𝗶𝗰𝗵 𝘀𝗵𝗮𝗽𝗲𝗱 𝗺𝘆 𝗰𝗮𝗿𝗲𝗲𝗿 𝗮𝗻𝗱 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹𝗶𝘁𝘆.
I am a payments specialist with a passion for technology and innovation. I have 15 years of experience in the payments domain and have worked with some of the worlds largest payment companies. I love inventing new solutions and coming up with new ideas in the payments industry. I am an expert in designing and integrating payment gateways and payment solutions.
𝘿𝙪𝙧𝙞𝙣𝙜 𝙩𝙝𝙚 𝙡𝙖𝙨𝙩 15 𝙮𝙚𝙖𝙧𝙨, 𝙄 𝙝𝙖𝙫𝙚 𝙬𝙤𝙧𝙠𝙚𝙙 𝙬𝙞𝙩𝙝 𝙨𝙤𝙢𝙚 𝙤𝙛 𝙩𝙝𝙚 𝙬𝙤𝙧𝙡𝙙’𝙨 𝙡𝙖𝙧𝙜𝙚𝙨𝙩 𝙥𝙖𝙮𝙢𝙚𝙣𝙩 𝙘𝙤𝙢𝙥𝙖𝙣𝙞𝙚𝙨 𝙖𝙣𝙙 𝙖𝙘𝙦𝙪𝙞𝙧𝙚𝙧𝙨, 𝙞𝙣𝙘𝙡𝙪𝙙𝙞𝙣𝙜 𝙒𝙞𝙧𝙚𝙘𝙖𝙧𝙙, 𝙀𝙡𝙖𝙫𝙤𝙣, 𝙁𝙞𝙧𝙨𝙩𝙙𝙖𝙩𝙖, 𝙋𝙖𝙮𝙨𝙖𝙛𝙚, 𝙖𝙣𝙙 𝙢𝙖𝙣𝙮 𝙢𝙤𝙧𝙚. 𝙄’𝙢 𝙘𝙪𝙧𝙧𝙚𝙣𝙩𝙡𝙮 𝙥𝙪𝙩𝙩𝙞𝙣𝙜 𝙩𝙝𝙞𝙨 𝙚𝙭𝙥𝙚𝙧𝙩𝙞𝙨𝙚 𝙩𝙤 𝙪𝙨𝙚 𝙗𝙮 𝙖𝙨𝙨𝙞𝙨𝙩𝙞𝙣𝙜 𝙤𝙩𝙝𝙚𝙧𝙨 𝙞𝙣 𝙩𝙝𝙚 𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨 𝙞𝙣𝙙𝙪𝙨𝙩𝙧𝙮 𝙬𝙞𝙩𝙝 𝙩𝙝𝙚 𝙙𝙚𝙫𝙚𝙡𝙤𝙥𝙢𝙚𝙣𝙩 𝙤𝙛 𝙩𝙝𝙚𝙞𝙧 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨𝙚𝙨.𝙄 𝙡𝙤𝙫𝙚 𝙞𝙣𝙫𝙚𝙣𝙩𝙞𝙣𝙜 𝙣𝙚𝙬 𝙨𝙤𝙡𝙪𝙩𝙞𝙤𝙣𝙨 , 𝙘𝙤𝙢𝙞𝙣𝙜 𝙪𝙥 𝙬𝙞𝙩𝙝 𝙣𝙚𝙬 𝙞𝙙𝙚𝙖𝙨 𝙖𝙣𝙙 𝙛𝙞𝙣𝙙𝙞𝙣𝙜 𝙬𝙤𝙧𝙠𝙖𝙗𝙡𝙚 𝙖𝙣𝙨𝙬𝙚𝙧𝙨 𝙩𝙤 𝙘𝙝𝙖𝙡𝙡𝙚𝙣𝙜𝙚𝙨 𝙩𝙝𝙖𝙩 𝙖𝙧𝙚 𝙛𝙖𝙘𝙚𝙙 𝙗𝙮 𝙜𝙡𝙤𝙗𝙖𝙡 𝙘𝙤𝙢𝙥𝙖𝙣𝙞𝙚𝙨 𝙬𝙝𝙚𝙣 𝙞𝙩 𝙘𝙤𝙢𝙚𝙨 𝙩𝙤 𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨 𝙞𝙣𝙛𝙧𝙖𝙨𝙩𝙧𝙪𝙘𝙩𝙪𝙧𝙚.
I’m a hard-working, motivated person with a strong work ethic. I’m always looking for ways to improve myself and help others get ahead in their careers and professional lives.My goal is to make sure that you get the best experience possible when working with me so that you can succeed in your own personal goals!
I have made investments in multiple FINTECHs and started a number of payment companies, and the process is still ongoing. ♥ I am always looking for opportunities to grow myself as a person and to support other people’s growth in their career and professional journey.I love working with people who are passionate about what they do, whether it’s in the tech industry or not. My goal is to make sure that everyone feels like they’re part of something bigger than themselves—a team that will support them through thick and thin.

Resume

Resume

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Education

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Dayalbagh Educational Institute

1997 - 2002

St.Conrads inter college

1982 - 1995

Agra College
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Experience

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Leap.club

Member

March 2022 - Present

A social-professional community for women.
we believe that when women have a high value network to support them and when women have the resources to learn and grow in their professional lives, a revolution will be underway.a social-professional community for women. we believe that when women have a high value network to support them and when women have the resources to learn and grow in their professional lives, a revolution will be underway.

Payomatix Technologies

Founder & Investor

August 2021 - Present

Payomatix aims to revolutionize the payment industry in India by introducing single API technical solutions to merchants all over the country. Our platform provides state of art, payment aggregator platform, or cashier system – an essential infrastructural component in such an industry to capture the market. We being the access point to the global market, our platform acts as a bridge between merchants and various payment service providers.
We offer a single API where merchants have the authority to select and choose the payment gateway they desire to use, which fits best in accordance with their risk appetite. The merchant can select one or various payment gateways at a single point in time.
With just a few clicks, we make the payment processing easy. Payomatix’s smart, intelligent routing system, merchants get the option to divert the transaction as per the set rules, thus enabling continuous payment support any day, every day.
With Payomatix’s offerings, users would find an increase in payment options and minimize the customer dropout ratio. As we are providing the unified payment platform, which will :
  • Eliminate the repetitive API integration of different payment gateway
  • It will increase conversion rates
  • Better customer experience
  • Access to multiple payment gateways
  • One-stop dashboard for all transactions
Payomatix is the only platform in India that allows businesses to integrate multiple PSPs under single API integration with just a few clicks and makes the payment processing easy.
It gives you access to all payment modes including credit card, debit card, net banking, UPI, and popular wallets including Paytm, Amazon Pay, etc.
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Licenses & certifications

acquired competencies developed skills, and gained knowledge

Woman Entrepreneur n 2022

Indian Achievers Forum

2022

Diploma in Financial Strategy

Saïd Business School, University of Oxford

2019

Diploma of Business in Finance

University of London International Programmes

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Post Graduate Diploma in Computer Applications

Xansa plc

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Skills

Industry Knowledge, Tools & Technologies,Interpersonal Skills

Team
Management
Lead
Business
Leadership
Start-ups
Product
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Language Skills

Speaking · Reading · Writing · Listening · Productive Skills · Receptive Skills · Speaking · Writing.

English
French
Spanish
Hindi

Blog

Blog

Testimonials

Testimonials

Samuel Ola
April 15, 2018
Samuel Ola

I have worked with a number of people but I must admit that Ruchi is unique. She’s a participatory leader and always ready to help. Her knowledge in the payment landscape is…

Eugenio Calderon
June 14, 2018
Eugenio Calderon

Ruchi is a truly business oriented person, creative and clear minded. A true payments expert with solid understanding of the value chain and its players. Always keen to help and assist, directly…

Aditya Williams
June 20, 2018
Aditya Williams

A rare example of an effective and helpful leader. She possesses a powerful combination of expert knowledge and innate leadership abilities. Her outgoing yet firm approach to handling conflicts in the team…

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